Please read these terms and conditions carefully.

1. These terms and conditions apply to the use of the nadraki.com website. By using this website, you agree to these terms and conditions. If you do not accept these terms and conditions, you must not use this website.

2. This website is owned and operated by Neville Koop trading as Pacific Ocean and Atmosphere (‘we’, ‘us’, etc) from Vuda Point, Lautoka, Fiji.

3. Information on this website is only general. It does not take account of anyone’s individual situation. General information should not be relied on instead of professional advice specifically directed to you and your circumstances.

4. Using this website; You must not use this website or its contents:

4.1. in breach any law or regulation,

4.2. to infringe a third party’s rights,

4.3. to breach any standards, content requirements or codes promoted by any relevant authority, or

4.4. in connection with any information or material that may be, or that may encourage conduct that may be unlawful, threatening, abusive, defamatory, obscene, pornographic, profane or indecent.

5. Linking to this website
We permit links to this website from other websites (‘third party websites’) on condition that:

5.1. you clearly identify the link to this website as a link to the nadraki.com website,

5.2. you regularly check the link to ensure that it remains current,

5.3. you do not provide a link in a context or a manner which disparages our reputation,

5.4. you must not use the link or information provided on this website for your own commercial purposes,

5.5. we may cancel our consent to a link at any time and, if we request it, you must immediately remove the link, and

5.6. you indemnify us against any harm we may suffer as a result of your link.

6. Limitation of liability
[Note: Summary of this clause: Our legal liability to you is limited to the maximum extent the law permits us to limit it.]

To the extent that any implied condition, warranty, term or remedy cannot lawfully be excluded from these terms and conditions (‘Non-excludable Condition’), it is included in them. Subject to that, we:

6.1. are not liable for any direct or indirect loss or damage, however caused (including by negligence), arising out of your use of or unavailability of this website, its contents, or any linked websites.